Credit and Debit Cards
Swift Codes and Routing Numbers
Improving Your Credit Rating
Accepting Credit Cards
Accepting credit cards as a means of payment allows customers who do not have cash on hand to make purchases. Many businesses, especially online businesses, observe an upsurge in sales when they begin accepting credit card payments.
What is personal finance?
Personal finance is 2 things...finance and personal. The finance thing is money. Money is logical and financial success requires that you pursue specific behaviors to properly manage your money to that end. One of those specific behaviors is using the dynamics of compound interest and compounding financial gains. There are 3 finance tools...the personal budget, the personal balance sheet and the personal life plan. For success you need to spend less than you make (budget), own more than you owe (balance sheet) and...
If you are behind on your credit card payments can they foreclose on your house?
Only if the credit card an "equity line of credit" which is secured by a second mortgage on the property. USUALLY IF YOU CONTINUE MAKING PAYMENTS NO LEGAL ACTION WILL BE TAKEN...THE ONLY WAY ANYONE CAN TAKE A HOME IS IF THEY FIRST SUE YOU AND WIN A JUDGEMENT. THEN IF THEY TRY COLLECTING ON THE JUDGEMENT AND THERE IS REASONABLE ENOUGH EQUITY IN YOUR HOME, THEY COULD FORCE IT FOR SALE OR JUST PUT A LIEN ON IT. PLEASE IF...
Why do merchants not give discounts for cash purchases?
A few traders will in fact give a cash discount, but don't expect it to be great as the credit-card companies only charge the trader about 3% commission anyway. Any significant cash discount is more likely to mean that the trader has no intention of putting the sale "through the books", but in that case don't expect a receipt! Another point to bear in mind is that if the trader is one of the many high-street stores advertising "interest-free credit" it...
Can you cash a cashier's check at a ATM?
No. ATMs do not have the facility to dispense cash for cashier's checks. But, you can deposit the cashier's check into your bank account using the ATM and the money would get deposited into your account within 2-3 working days. Or, you can directly walk-in to the bank that issued the cashier's check with your photo identity proof and get it cashed immediately. ...